:root{--gold:#bbb12d;--ink:#17191c;--soft:#f4f4f2;--muted:#70757a}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;color:var(--ink);font-family:Inter,Arial,sans-serif;line-height:1.6}a{color:inherit}button,input,select,textarea{font:inherit}button,a,input,select,textarea{touch-action:manipulation}button{cursor:pointer}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid #9d941e;outline-offset:4px}.container{width:min(1180px,calc(100% - 48px));margin:auto}.topbar{background:var(--ink);color:#d3d4d2;font-size:10px;letter-spacing:1.4px;padding:8px max(24px,calc((100vw - 1180px)/2));display:flex;justify-content:space-between}.topbar span{letter-spacing:0}header{position:sticky;top:0;z-index:20;background:#fffffffa;border-bottom:1px solid #e9e9e4;padding:20px max(24px,calc((100vw - 1180px)/2));display:flex;align-items:center;justify-content:space-between}.logo{font-size:30px;line-height:1;font-weight:800;letter-spacing:-1.5px;text-decoration:none}.logo strong{color:var(--gold)}.logo small{display:block;font-size:8px;font-weight:500;letter-spacing:1.3px;margin-top:10px}nav{display:flex;gap:26px;align-items:center}nav a{text-decoration:none;font-size:13px;font-weight:600}.btn,.outline{display:inline-flex;align-items:center;justify-content:center;padding:14px 23px;border-radius:5px;text-decoration:none;font-size:14px;font-weight:700;border:0;gap:10px}.btn{background:var(--gold);color:var(--ink)}.btn:hover{background:#c9bd41}.outline{border:1px solid #919592;color:white;background:transparent}.hero{min-height:640px;background:linear-gradient(90deg,rgba(23,25,28,.96),rgba(23,25,28,.80) 42%,rgba(23,25,28,.04)),url(hero.webp) center/cover;position:relative;color:white;padding:75px 0 65px}.eyebrow{display:block;font-size:11px;letter-spacing:2px;font-weight:700;color:var(--gold);margin-bottom:20px}.eyebrow.dark{color:#746d12}.hero h1{font-size:clamp(38px,4.7vw,64px);line-height:1.09;letter-spacing:-2.4px;margin:20px 0 25px}.hero em{font-style:normal;color:var(--gold)}.hero p{max-width:505px;color:#d1d2d0;font-size:17px}.actions{display:flex;gap:15px;flex-wrap:wrap;margin:32px 0}.trust{font-size:11px;color:#c3c4c1}.hero-note{position:absolute;right:40px;bottom:40px;font-size:8px;letter-spacing:2px;border-left:2px solid var(--gold);padding:10px}.ribbon{display:grid;grid-template-columns:repeat(3,1fr);padding:30px 0;border-bottom:1px solid #e3e3dd}.ribbon div{border-left:1px solid #e3e3dd;padding-left:35px}.ribbon div:first-child{border:0;padding-left:0}.ribbon b{display:block;font-size:15px}.ribbon span{font-size:12px;color:var(--muted)}.section{padding:85px 0}.heading{margin-bottom:36px}.heading h2,h2{font-size:clamp(28px,3vw,40px);line-height:1.2;letter-spacing:-1.3px;margin:12px 0 20px}.heading p{color:var(--muted);max-width:650px}.soft{background:var(--soft)}.black{background:var(--ink);color:#fff}.black p{color:#c2c5c2}.split{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:start}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{background:white;padding:32px;border:1px solid #ddded7;border-radius:7px;text-decoration:none;transition:transform .2s}.card:hover{transform:translateY(-3px);border-color:#aaa137}.card h3{font-size:22px;line-height:1.25;letter-spacing:-.5px;margin:30px 0 12px}.card p{font-size:14px;color:var(--muted)}.number{color:#8b8320;font-size:13px}.arrow{font-size:12px;font-weight:700;display:block;margin-top:30px}.searchbox,.panel{border:1px solid #deded8;background:white;padding:30px;border-radius:8px;color:var(--ink)}.searchbox{max-width:900px}.tabs{display:flex;border-bottom:1px solid #deded8;margin-bottom:24px;gap:25px}.tab{padding:12px 0;border:0;background:none;color:#737772;border-bottom:3px solid transparent;font-weight:700}.tab.active{color:var(--ink);border-color:var(--gold)}label{display:block;font-size:13px;font-weight:600;margin-bottom:16px}input,textarea,select{width:100%;padding:13px 14px;border:1px solid #d6d8d0;border-radius:5px;background:#fff;color:var(--ink);margin-top:7px}input[type=checkbox]{width:18px;height:18px;margin:0;accent-color:#8c821d;flex-shrink:0}.inputrow{display:flex;gap:12px;align-items:stretch}.inputrow input{margin:0}.inputrow .btn{white-space:nowrap}.muted{font-size:12px;color:var(--muted)!important}.steps article{display:flex;gap:25px;padding:17px 0;border-bottom:1px solid #36393a}.steps b{color:var(--gold);font-size:22px}.steps h3{margin:0;font-size:18px}.steps p{margin:8px 0;font-size:13px}.panel h3{margin-top:0}.panel ul,.panel li{font-size:14px}.check,.consent{display:flex;align-items:center;gap:12px;font-weight:400}.formgrid{display:grid;grid-template-columns:1fr 1fr;gap:15px}details{border-bottom:1px solid #deded8;padding:19px 0}summary{font-weight:600;cursor:pointer}details p{max-width:800px;color:var(--muted);font-size:14px}.phone{font-size:28px;text-decoration:none;color:var(--gold)}footer{display:grid;grid-template-columns:1fr 1fr 1fr;gap:40px;padding:50px 0;font-size:11px;color:var(--muted)}footer a{display:block;margin-bottom:8px;text-decoration:none}footer .logo{color:var(--ink)}.floating{position:fixed;right:20px;bottom:20px;background:var(--gold);padding:12px 22px;border-radius:25px;text-decoration:none;color:var(--ink);font-size:13px;font-weight:700;z-index:30;box-shadow:0 4px 25px #0003}.pagehero{padding:65px 0;background:var(--ink);color:white}.pagehero .eyebrow{margin-top:25px}.pagehero h1,.prose h1{font-size:clamp(34px,4vw,52px);line-height:1.15;letter-spacing:-1.5px}.pagehero p{font-size:19px;color:#c3c6c1}.prose{max-width:830px}.prose h2{font-size:28px;margin-top:35px}li{margin-bottom:12px}.result{background:var(--soft);border-left:3px solid var(--gold);padding:20px;margin-top:20px}.result a{display:inline-block;margin:8px 12px 0 0}.skip{position:absolute;top:-100px}.skip:focus{top:0;background:white;padding:15px;z-index:100}#menu{display:none}.error{color:#ab2525}.panel .btn{width:100%}[hidden]{display:none!important}@media(max-width:950px){nav{gap:15px}nav a{font-size:11px}.split{gap:35px}.cards{grid-template-columns:repeat(2,1fr)}.hero-note{display:none}}@media(max-width:760px){.container{width:calc(100% - 36px)}.topbar span{display:none}header{padding:18px}.logo{font-size:26px}#menu{display:block;border:0;background:none;font-size:26px}nav{display:none;position:absolute;top:80px;left:0;right:0;padding:25px;background:white;border-bottom:1px solid #ddd}nav.open{display:flex;flex-direction:column;align-items:stretch}nav a{font-size:15px}.hero{min-height:590px;padding:65px 0;background-position:65% center}.hero h1{letter-spacing:-1.7px}.hero p{font-size:15px;max-width:90%}.section{padding:55px 0}.split,.cards,footer{grid-template-columns:1fr;gap:25px}.ribbon{padding:22px 0;gap:10px}.ribbon div{padding-left:10px}.ribbon b{font-size:12px}.ribbon span{font-size:10px;display:block}.formgrid{grid-template-columns:1fr;gap:0}.inputrow{flex-direction:column}.searchbox,.panel{padding:22px}.trust{line-height:2}.floating{font-size:12px;padding:10px 16px}.card h3{margin-top:18px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
.empty-state{padding:45px;border:1px dashed #c7c9bd;background:var(--soft);border-radius:8px;margin:25px 0}.empty-state h3{font-size:24px;margin:10px 0}.guide-layout{display:grid;grid-template-columns:260px 1fr;gap:55px}.guide-nav{position:sticky;top:125px}.guide-nav a{display:block;padding:12px 0;border-bottom:1px solid #e7e8df;font-size:13px;text-decoration:none}.guide-body section{margin-bottom:50px}.guide-body h2{font-size:32px}.table-scroll{overflow-x:auto;margin:25px 0}table{width:100%;border-collapse:collapse;font-size:14px}th{text-align:left;background:var(--ink);color:white}th,td{padding:15px;vertical-align:top;border:1px solid #deded8}.notice{border-left:3px solid var(--gold);background:var(--soft);padding:20px}.prose h2{font-size:26px}@media(max-width:760px){.guide-layout{grid-template-columns:1fr;gap:30px}.guide-nav{position:static}.empty-state{padding:25px}.guide-body h2{font-size:27px}th,td{padding:12px}}